For manufactured housing communities

More income.
Less risk.
One program.

Turn the insurance your residents already need into income for your community, through profit share rather than flat per-policy fees. Underwritten by Obsidian Insurance Company, and built for manufactured housing.

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A partnership handshake
The economics.

Profit share, not flat fees.

Most programs pay a flat fee per resident and stop there. With SafeHome, you share in the program's profit — so when your community is well-run and compliant, you earn more.

  • Profit share, not a flat fee. You share in the program's profit. The better your community runs and the more compliant it stays, the more you earn.
  • Direct distribution. By working with your community to reach residents directly, more of the premium stays in the program — and comes back to you.
  • No licensing required. Your team doesn't sell insurance, doesn't carry a license, and doesn't pick up regulatory overhead.
Program performance dashboard
Lower your risk.

Real protection for your community.

Right now, residents without coverage are your exposure. SafeHome shows you which residents carry their own coverage, helps lower your risk, and gives you a partner when something goes wrong.

Stop subsidizing residents' liability

When a resident has no coverage and someone is hurt at their home, the claim can land on your community. SafeHome shows you which residents carry their own coverage and helps lower your exposure.

Backed by real financial strength

SafeHome is underwritten by Obsidian Insurance Company, rated A- (Excellent) by AM Best, with a panel of reinsurers behind every policy.

Claims handled in-house

We handle claims start to finish — no handoffs between companies, so your residents' claims move fast and stay simple.

We run the program for you.

Best-in-class compliance, without becoming an insurance shop.

You earn more when your community runs well and stays compliant. SafeHome handles the operational lift — so your team doesn't have to build insurance expertise in-house, and you don't carry the regulatory risk.

Lease-compliance review & consult

We review your current insurance requirements and advise on policies that protect your residents and your community. A dedicated SafeHome partner who knows MH insurance and your program.

Tools to manage compliance

See who carries coverage, who's lapsed, and who has inadequate coverage in one place, across your portfolio.

Easy coverage for residents who need it

Residents who need insurance are offered a simple, affordable solution tailored to your community requirements. Residents are never required to buy SafeHome.

Why residents enroll

The program works because residents actually buy in.

The program is strongest when enrollment is high. SafeHome is built for the way residents in manufactured housing communities actually live — so they get coverage they want, and you get higher enrollment.

Three packages, one simple policy

Standard, Plus, and Premier — from coverage for the most common problems up to our highest level of protection — so residents pick what fits. Home, belongings, and liability in one policy.

Quote in minutes, nothing for your office to do

Residents see a price and enroll from their phone — same day, no paperwork at the front desk.

Built for manufactured homes

Coverage designed for your residents' homes, not a standard house policy repurposed to fit them.

How it works

Set the program once. We run it.

Three steps to live. We handle the heavy lifting. You stay in control of program policy and how compliance is enforced.

1

Integrate or upload

We integrate with the systems your teams already work in, or you upload a roster to get started.

2

Residents enroll

Residents are invited into the program and pick coverage that fits. Quote to bind in minutes.

3

You see the picture

Dashboard tracks who carries coverage, who's lapsed, who's coming due — and how the program is performing. You set the program. We run it.

See what the program could mean for your community.

Book 30 minutes with a SafeHome partner. We'll model what enrollment and profit share could look like for your portfolio — based on your actual community sizes and resident mix. Real coverage for your residents. Less risk for you.

Book a free consult